Promising to Build Your Future: If you were able to pay off or reduce bills or bring current your past and overdue bills, and concentrate on increasing your income, then you would have less money going out and more coming in. This strategy allows you to get ahead by saving, investing, and creating wealth. Futhermore it brings (more) vacations for your family, affordable opportunities to put your children in college or do those things you could only dream about in the past....